Our paperless application process takes less than five minutes, uses bank-level encryption (AES-256 bit SSL) to protect your information, and can be completed from any location via a unique application link that we’ll send to you directly.  Our rates are lower than the interest rates on most credit cards and our contracts don't include any sneaky terms or hidden fees.

Credit decisions are instant, so you’ll know within seconds if you’ve been approved and how much you can spend.  With the platform’s secure encryption, your financial details are safe. Simply upload a photo of a void cheque to set up pre-authorized debit payments.

You can make additional payments at any time without penalty.